3DCM is authorised and regulated by the Financial Services Authority

The value of your investments can go down as well as up and you may get back less than you invested;

If you have any doubt as to your suitability for this product or understanding of the risks involved you should consult a financial adviser;

Due to the fact that there may well be monthly fluctuations the 3DCM programme should always be undertaken on a longer term basis, typically minimum terms of between 3 and 5 years;

Foreign exchange movements can be sudden and substantial; and

Past performance is not a reliable indicator of future results.