Fees...

The fees for managing your debt couldn’t be simpler. Fees are primarily based on performance, so for 3DCM to be successful then you need to be successful too.

Annual Management Fee *

Covers the administration and running costs of the debt management programme. The fee is paid monthly in advance based on the absolute level of the outstanding debt at the start of the calendar year. Therefore as we reduce your debt your management fee will also be reduced.

Quarterly Performance Fee **

A performance fee of 20% will be levied on the performance in two areas (on an aggregated basis): Foreign exchange performance, or the amount of capital debt reduction over the period, and secondly Interest Rate performance, or the amount of interest saving over the period. This is paid quarterly in arrears.

* Annual Management Fee of 0.85% - £8,500 paid monthly in advance. ** Quarterly Performance Fees - 5% reduction in the debt (£50,000) and a 1% interest rate saving (£10,000) would incur a performance fee of £12,000 and provide a net saving of £48,000.